Frequently Asked Questions

What is Added cover?

Added Cover is an affordable form of legal cover, giving you access to qualified lawyers that are ready to assist you.

What is the R.A.F?

The Road Accident Fund (RAF) provides compulsory cover to all users of South African roads, citizens and foreigners, against injuries sustained or death arising from accidents involving motor vehicles within the borders of South Africa. this cover is in the form of indemnity insurance to persons who cause the accident, as well as personal injury and death insurance to victim of motor vehicle accidents and their families.

How can I get cover?

Send us an Email and we'll call you back

Who is entitled to claim?

  • A person who was personally injured in a road accident (except a driver who was the sole cause of the accident)
  • The dependants of the deceased victim
  • A close relative of the deceased in respect of funeral expenses
  • A claimant under the age of 18 who must be assisted by a parent or legal guardian

    • What damages can I claim for?

  • Past hospital and medical expenses
  • Future hospital and medical expenses
  • Loss of income, both past and future
  • Legal expenses